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PRIVACY AND SECURITY
  
DISCLOSURES
  
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CURRENT RATES

Rates as of 03/08/2010
CDs
1.01% to 2.79% *
**Money Market
0.40% *
Savings
0.25% to 0.30% *
Checking
0.15% to 0.25% *
* Annual Percentage Yield
** Balances $500,000+
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FDIC