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Rates as of 09/07/2010 |
| CDs |
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1.01% to 2.38% * |
| **Money Market |
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0.40% * |
| Savings |
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0.25% to 0.30% * |
| Checking |
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0.15% to 0.25% * |
| * Annual Percentage Yield |
** Balances $500,000+
Click here for additional information
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| iPac Checking Account (Rates subject to change daily, IRA not available)
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| Daily balance |
Interest rate |
APY |
(Annual Percentage Yield) |
| $0 to $1,999.99 |
0.15% |
0.15% |
*Fees could reduce earnings; rates are subject to change
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| $2,000 to $9,999.99 |
0.20% |
0.20% |
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| $10,000 up |
0.25% |
0.25% |
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| Certificates of Deposit (Rates subject to change daily)
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($1,000 minimum deposit, $1,000 for IRA accounts)
| Term |
Interest rate |
APY |
(Annual Percentage Yield) |
*3-5 Month
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1.00% |
1.01% |
*Terms less than 6 months require $10,000 to open |
| 6 Months |
1.15% |
1.16% |
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1 Year
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1.35% |
1.36% |
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| 1-1/2 Year |
1.55% |
1.56% |
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| 2 Year |
1.68% |
1.69% |
CDs carry an early withdrawal penalty of
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2-1/2 Year
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1.85%
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1.87%
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simple interest, so please choose
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3 Year
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2.00%
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2.02%
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your term carefully
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5 Year
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2.35%
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2.38%
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| iPac Money Market Account (Rates subject to change daily, IRA not available)
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| Daily balance |
Interest rate |
APY |
(Annual Percentage Yield) |
| $0 to $4,999.99 |
0.15% |
0.15% |
*Fees could reduce earnings;rates are subject to change
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| $5,000 to $249,999.99 |
0.20% |
0.20% |
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| $250,000 to $499,999.99 |
0.30% |
0.30% |
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| $500,000 up |
0.40% |
0.40% |
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| iBiz Money Market Account (Rates subject to change daily, IRA not available)
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| Daily balance |
Interest rate |
APY |
(Annual Percentage Yield) |
| $0 to $4,999.99 |
0.15% |
0.15% |
*Fees could reduce earnings;rates are subject to change
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| $5,000 to $249,999.99 |
0.20% |
0.20% |
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| $250,000 to $499,999.99 |
0.30% |
0.30% |
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| $500,000 up |
0.40% |
0.40% |
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| iPac Statement Savings Account (Rates subject to change daily)
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(AND IRA STATEMENT SAVINGS) (no minumum balance)
| Daily balance |
Interest rate |
APY |
(Annual Percentage Yield) |
| $0 to $4,999.99 |
0.25% |
0.25% |
*Fees could reduce earnings;rates are subject to change
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| $5,000 up |
0.30% |
0.30% |
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