Terms of Use
THESE TERMS OF USE GOVERN THE ACCESS AND USE OF OUR WEBSITE AND SHOULD
BE CAREFULLY READ. BY ACCESSING OR USING OUR WEBSITE, THE USER ACCEPTS
AND AGREES TO BE BOUND BY THESE TERMS OF USE AS THEY MAY FROM TIME TO
TIME BE MODIFIED BY ISNBank.
Use of Website
Our Website contains information, names, images, pictures, logos,
icons, documents and other material (the "Contents") for the use and
information of ISNBank customers and other visitors to our website. The
Contents may not be copied (other than a copy for personal use),
modified, distributed, transmitted, displayed, performed, reproduced,
transferred, resold or republished without the prior written consent of
ISNBank, which it may withhold in its sole discretion.
Modifications
ISNBank may at any time make modifications, changes, and alterations to
the Contents of this Website, including these Terms of Use, without
prior notice. Users are responsible for regularly reviewing these Terms
of Use. Your continued use of this Website following any modifications,
changes or alterations shall constitute your acceptance of each such
modification, change or alteration.
Transmissions to and from this Website
Except when utilizing the forms within our Website or when expressly
indicated as being secure, transmissions to and from this Website or
directed to ISNBank, including e-mails, are not sent in a secure form
and can be intercepted by third parties and may not be immediately
received by the appropriate business unit at ISNBank. Please do not use
e-mail other than the forms within our Website to send us
communications which contain confidential information, which we require
to be in writing, or which need our immediate attention. Please call
1-866-ISN-BANK, or write us at ISNBank 457 Haddonfield Road Suite 100,
Cherry Hill, NJ 08002, to communicate confidential information. Any
transmission to this Website, including e-mails, shall be deemed and
remain the property of ISNBank. ISNBank may use and provide information
contained in any such transmission (including any ideas, concepts,
know-how or other intellectual property) to any of its affiliates for
any purpose whatsoever and as deemed appropriate by ISNBank. Users
should be aware that linked sites (see "Linked Sites", below) may
utilize privacy policies which differ from ours. ISNBank is not
responsible for such policies and expressly disclaims any and all
liability related to such policies.
Copyrights and Other Intellectual Property
Except where otherwise expressly noted or as noted below, all Contents
of this Website, including the graphics, icons and overall appearance
of the Website, are the sole and exclusive property of ISNBank. The
posting of the Contents of this Website neither constitutes a waiver of
any of ISNBank's proprietary rights or any other party's proprietary
rights, including but not limited to, copyrights, trademarks,
servicemarks, patents and other intellectual property, nor a transfer
by implication, estoppel or otherwise of any such rights or of any
license to the Website user or to any third party. Contents of this
Website are protected by United States and international copyright
laws, both as individual works and as a collection and by United States
and international trademark laws. You agree not to delete any
copyright, trademark or similar notice from any Contents that you
obtain from the Website.
The display of trademarks within this Website does not grant you a
license of any kind. Any downloading of material contained in the site,
or of any site linked to the site, may be a violation of federal
trademark and copyright laws. Any downloading of Contents of this
Website or any Website linked to this Website may be a violation of
federal and other trademark laws and federal copyright laws.
Linked Sites
We allow our Website users to directly access non-ISNBank Websites and
content by providing links users to third-party sites. We provide these
links solely as convenient pointers to information on topics that may
be useful to users of our Website and we have no control over the
content on such non-ISNBank Websites. Should you choose to visit, via
our link, a non-ISNBank Website, ISNBank makes no warranties, either
express or implied, concerning the content of such site, including the
accuracy, completeness, reliability or suitability thereof for any
particular purpose, nor does ISNBank warrant that such site or content
is free from any claims of copyright, trademark or other infringement
of the rights of third parties or that such site or content is devoid
of viruses or other contamination. ISNBank urges users to understand
these risks before using, relying upon or retrieving information from a
linked site. Links to non-ISNBank sites do not imply any endorsement of
or responsibility for the opinions, ideas, products, information or
services offered at such sites, or any representation regarding the
content at such sites. Linked sites may have privacy policies which
differ from ours. Click on Privacy & Security to view our current
online policy. The providers of linked sites may not be bound by
federal regulation, as ISNBank is, to disclose your personal
information only in compliance with such regulations.
ISNBank's Online Customer Information Policies
We respect the privacy of our customers and are committed to protecting
their information on our Website. Click on Privacy & Security if
you would like to view our current online policy.
No Warranties
Although ISNBank attempts to ensure that the Contents provided or
otherwise displayed on our Website are accurate, we make no
representation, endorsement or warranty that the Contents are accurate
or suitable for your particular purpose. THE WEBSITE AND ITS CONTENTS
ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEBSITE AND ITS CONTENTS
IS AT THE USER'S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED
WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND
WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO,
ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT,
WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE
EXPRESSLY EXCLUDED UNDER APPLICABLE LAW.
Limitation of Liability
IN NO EVENT WILL ISNBank OR ITS SUBSIDIARIES, AFFILIATES,
REPRESENTATIVES, CONTRACTORS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS
OR TEAM MEMBERS BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT
LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE
DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF
LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF OUR WEBSITE OR
A LINKED SITE, ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT,
DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE OR LOSS OF DATA; ANY LOSS OF
USE RELATED TO OUR WEBSITE OR A LINKED SITE; ANY WEBSITE OPERATED BY
ANY THIRD PARTY; OR ANY CONTENTS OF THIS WEBSITE OR ANY LINKED SITE,
EVEN IF ISNBank IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
Available Only Where Permitted by Law
The products and services of ISNBank are available only in the United States and other countries where permitted by law.
Governing Law
These Terms of use shall be governed by and construed in accordance
with the law of the State of New Jersey, without regard to the conflict
of laws thereof, and to the laws of the United States.
Venue
Disputes arising from the use of this Website shall be exclusively
subject to the jurisdiction of any federal or state court for the State
of New Jersey.
Severability
If a court of competent jurisdiction determines that a portion of our
Terms of Use is unenforceable, such portion shall be modified solely to
the extent necessary to cause such portion to be enforceable and these
Terms of Use as so modified shall otherwise remain in full force and
effect.
Waiver
No waiver by ISNBank of any right under or term or provision of these
Terms of Use will be deemed a waiver of any other right, term, or
provision of these Terms of Use at that time or a waiver of that or any
other right, term, or provision of these Terms of Use at any other
time.
Service Contact
If you have questions or problems regarding this Website, click here to
use our secure e-mail form or call us at 1-866-ISN-BANK.